HUNT MortgagePre-Purchase Commitment®

A stronger offer begins before the home search

Your buyer is pre-approved.
Is their offer ready?

Give eligible buyers a more confident way to enter the market with underwriting completed before they find the house.

Watch the overviewPre-Purchase Commitment®
See how a fully underwritten pre-approval can change the way an offer lands.
Get a buyer PPC-ready How it works
Before

Underwriting happens before a buyer begins home shopping.

More

More confidence for sellers than a basic pre-qualification letter.

$7,500

Eligible commitments include HUNT Mortgage’s seller guarantee.*

More than a pre-qualification letter

From prepared file to a stronger offer.

The HUNT Mortgage Pre-Purchase Commitment® gives eligible buyers a more prepared path into the market. Their loan file is reviewed by an underwriter before they start shopping, subject to the sales contract, appraisal, and other required collateral conditions.

  1. Step 01 File ready

    Before shopping

    Get PPC-ready.

    Complete the mortgage application and provide the required documentation.

  2. Step 02 Underwritten

    Before the offer

    Get the file reviewed.

    An underwriter reviews the loan file before your buyer makes an offer.

  3. Step 03 Offer-ready

    Stronger position

    Bring the offer forward.

    Present a fully underwritten pre-approval backed by HUNT Mortgage’s seller guarantee.*

    On the path to closing

View HUNT program details

Seller guarantee

A stronger story for the seller.

Eligible Pre-Purchase Commitments are backed by HUNT Mortgage’s seller guarantee.* If buyer financing falls through due to a mortgage denial, HUNT Mortgage will pay the seller $7,500, subject to the terms and conditions below.

Read seller guarantee terms

*The guaranty is null and void if: a) The property is not deemed acceptable collateral for the loan due to value and or condition; b) The buyer or seller willfully cancels the transaction; c) The buyer voluntarily terminates employment and or voluntarily divests assets prior to closing; d) The buyer takes out new credit after the Pre-Purchase Commitment is issued; e) The seller is unable to deliver clear acceptable title; f) Guaranty is only on owner-occupied single-family transactions; g) The transaction does not close due to a contract contingency not being met other than the mortgage financing; h) Pre-Purchase Commitment was issued with maximum specific sale price and taxes, guaranty is void if either of these are exceeded; i) The contract closing is dated past the expiration of the Pre-Purchase Commitment. Guaranty is only on Pre-Purchase Commitments issued by HUNT Mortgage. j) Guaranty is null and void if area property is located in becomes designated as a State or Federal disaster area prior to closing k) Any act of God prevents the closing. P 12/2025

The next move

Get a buyer ready before the right home appears.

Ready to talk through a buyer’s situation? Connect directly with Troy. When it is time to apply, the application opens securely through HUNT Mortgage.

Get a buyer PPC-ready Text Troy Or call Troy at (716) 796-7498

This site does not collect borrower application information.